International Mortgages
Finance Property with Confidence
Secure, Tailored International Mortgage Solutions
Purchasing property abroad or arranging UK finance as an international client can be complex. Goldwyns provides access to competitive mortgage solutions across more than 30 countries, supporting expats, foreign nationals, and overseas investors to secure the right funding with confidence.Whether you are buying a residential property, expanding a buy-to-let portfolio, or arranging commercial finance, our experienced advisers deliver bespoke mortgage solutions aligned to your circumstances and investment goals.
We simplify cross-border lending by navigating foreign currency exposure, lender criteria, legal requirements, and international regulations on your behalf.
What We Offer
- Up to 85% Loan-to-Value (LTV)
- Mortgages for Expats, Foreign Nationals & International Buyers
- Residential, Buy-to-Let & Commercial finance options
- Interest-Only and Capital Repayment structures
- Specialist lending for Self-Employed Applicants & Limited Companies
- Solutions for complex and non-standard cases
Why Choose Goldwyns for International Mortgages?
- Access to Competitive Mortgage Rates
We work with high street banks and specialist international lenders to secure competitive rates tailored to your profile. - Specialist International Expertise
Guidance on overseas lending requirements, tax considerations, currency implications, and jurisdiction-specific regulations. - Bespoke Solutions for Expats & Overseas Investors
We structure finance for clients without a UK credit footprint, first-time international buyers, and seasoned investors. - Buy-to-Let & Commercial Finance Specialists
Funding solutions for HMOs, student accommodation, semi-commercial assets, and development projects. - Efficient & Hassle-Free Process
From enquiry to completion, we manage the process with clear communication and professional support.
Mortgage Products Available
Residential Mortgages
- Up to 85% LTV for residential purchases
- Main residences, holiday homes, and new-build properties
- Available to UK expats, foreign nationals, and first-time buyers
- Interest-only and capital repayment options
Buy-to-Let & Investment Mortgages
- Rental properties, HMOs, student accommodation, and portfolios
- Lending assessed on projected rental income
- Individual and limited company structures supported
Commercial & Development Finance
- Development finance for residential and mixed-use projects
- Funding for HMOs and multi-unit freehold blocks
- Bridging finance for short-term requirements
Adverse Credit? We May Still Be Able to Help
Subject to status and lender criteria, assistance may be available for clients with:
- CCJs
- Defaults
- Missed payments
- Historic bankruptcy
- Complex credit backgrounds
Start Your International Property Journey Today
Your international property ambitions start here. Speak with a Goldwyns specialist adviser for a confidential discussion about your mortgage requirements.