Who we are.
Goldwyns Financial Ltd are a trading style of Goldwyns Financial Ltd which are Commercial Finance Brokers based in London United Kingdom.
We offer all types, Property, business finance and project finance. We directly authorised and regulated by the FCA and with FCA number of 780970. Our registered office address is at Goldwyn’s, 109 Baker Street W1U 6RP.
What data do we collect?
Our Company collects the following data:
Your Personal Data may identify you directly, for example your name, address, date of birth, national insurance number.
- Your Personal Data may also identify you indirectly, for example, your employment situation,
- your physical and mental health history, or any other information that could be associated with your cultural or social identity.
- Company information where applicable
- In the context of providing, you with assistance in relation to your Finance requirements Your Personal Data may include:
- Title, name, date of birth, gender, nationality, civil/marital status, contact details, addresses and documents that are necessary to verify your identity.
- Employment and remuneration information, (including salary/bonus schemes/overtime/sick pay/other benefits), employment history.
- Bank account details, tax information, loans and credit commitments, personal credit history, sources of income and expenditure, family circumstances and details of dependents
- Health status and history, details of treatment and prognosis, medical reports (further details are provided below specifically regarding the processing we may undertake in relation to this type of information)
- Any pre-existing Mortgage/Finance products and the terms and conditions relating to these.
- Company accounts information
- Location based data.
How do we collect your data?
You directly provide Our Company with most of the data we collect. We collect data and process data when you:
Register online or other communication methods for our services.
Voluntarily complete a customer survey or provide feedback on any of our message boards or via email.
Use or view our website via your browser’s cookies.
During meetings, face to face or remote, emails, SMS.
Our Company may also receive your data indirectly from the following sources:
Companies House
Credit Reference Agencies that can verify your credit status
Firm websites
Referrals
information from your employer
How will we use your data?
Our Company collects your data so that we can:
- Process your application and manage your request. When we speak with you about your Mortgage/Finance requirements
- We do so on the basis that both parties are entering a contract for the supply of services.
- Email you with special offers on other products and services we think you might like.
- Process your applications to lenders and manage your requests.
- Process your applications to the lenders.
- Email you with special offers on other products and services we think you might like.
- Provide you with our communications such as new products and offers from the lenders.
- Collate customer survey data and process Member feedback.
- When conducting loan offer reviews
| Data Type | Data use |
|
Personal and company identification information |
Part of our sales process, know your client (KYC).and as part of the application and regulatory and compliance procedures. |
| Contact information | To contact you about our services or products and for referral to the lenders and sales communication. |
| Location data | Used as part of our Security (cyber security measures. |
| Bank information | Part of the sale process qualification and, due diligence and compliance. |
Lawful Basis for Processing Data
| Data Type | Lawful Basis for Processing |
| Personal and company identification | Article 6(1)(b) GDPR provides a lawful basis for the processing of personal data to the extent that “processing is necessary for the performance of a contract to which the data subject is party or in order to take steps at the request of the data subject prior to entering into a contract”.2 This supports the freedom to conduct a business, which is guaranteed by Article 16 of the Charter, and reflects the fact that sometimes the contractual obligations towards the data subject cannot be performed |
| Contact Information | Article 6(1)(b) – contract, Article 6(1)(f) -Legitimate interest |
| Bank information | Article 6(1)(b) – contract |
| Location based information | Article 6(1)(a) – consent and Article 6(1)(b) – contract |
If you agree, Our Company will share your data with our partner companies so that they may offer you their products and services.
- Lenders
- Packagers
- Companies House
- Credit Reference Agencies that can verify your credit status.
- AML Platforms
- Third party software partners
When Our Company processes your data, it may send your data to, and also use the resulting information from, credit reference agencies to prevent fraudulent purchases.
How do we store your data?
Our Company securely stores your data at our Personal Data will be retained by us either electronically or in paper format Your Personal Data will be retained by us either electronically or in paper format for a minimum of six years, or in instances whereby we have legal right to such information we will retain records indefinitely.
| Data Location | Security |
| Microsoft Outlook | https://support.office.com/en-us/article/help-protect-your-outlook-com-email-account-a4f20fc5-4307-4ece-8231-6d4d4bd8a9ba |
| Google Sheets | https://policies.google.com/privacy?hl=en-US#infosecurity |
| Goldwyns Financial Ltd FTP Server | Anti-Virus/Firewall, Password Protected |
| Mailchimp | https://mailchimp.com/about/security/ |
| Google Analytics | https://policies.google.com/privacy?hl=en-US#infosecurity |
Our Company will keep your Personal Data and company data for minimum of six years,]. Once this time period has expired, we will delete your data-by-data deletion.
| Data Type | Duration | Data Deletion Method |
| Personal and company data | 6 years | Data deletion |
| Contact information | 3 years | Data deletion |
| Bank information | 6 years | Data deletion |
| Location base information | 3 years | Data deletion |
Marketing
Our Company would like to send you information about products and services of ours that we think you might like, as well as those of our partner companies.
Organisations that will receive data:
- Third Party service Providers
- Lenders
- Packagers
- Companies House
- Credit Reference Agencies that can verify your credit status.
- AML Platforms
- Third Party software Providers
If you have agreed to receive marketing, you may always opt out at a later date.
You have the right at any time to stop Our Company from contacting you for marketing purposes or giving your data to other members of the Our Company Group.
What are your data protection rights?
Our Company would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:
The right to access – You have the right to request Our Company for copies of your personal data. We may charge you a small fee for this service.
The right to rectification – You have the right to request that Our Company correct any information you believe is inaccurate. You also have the right to request Our Company to complete the information you believe is incomplete.
The right to erasure – You have the right to request that Our Company erase your personal data, under certain conditions.
The right to restrict processing – You have the right to request that Our Company restrict the processing of your personal data, under certain conditions.
The right to object to processing – You have the right to object to Our Company’s processing of your personal data, under certain conditions.
The right to data portability – You have the right to request that Our Company transfer the data that we have collected to another organization, or directly to you, under certain conditions.
If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at our email:
Call us at: 02077250438.
Or write to us: Goldwyn’s, 109 Baker Street W1U 6RP.
Cookies
Cookies are text files placed on your computer to collect standard Internet log information and visitor behaviour information. When you visit our websites, we may collect information from you automatically through cookies or similar technology.
For further information, [visit www.allaboutcookies.org]. OR https://goldwynsfinancial.co.uk/privacy-and-policy/
How do we use cookies?
Our Company uses cookies in a range of ways to improve your experience on our website, including:
- Keeping you signed in.
- Understanding how you use our website and improve your experience of using the Website and
- To improve our range of products and services by keeping you updated
What types of cookies do we use?
There are a number of different types of cookies, however, our website uses:
Functionality – Our Company uses these cookies so that we recognize you on our website and remember your previously selected preferences. These could include what language you prefer and location you are in. A mix of first-party and third-party cookies are used.
Advertising – Our Company uses these cookies to collect information about your visit to our website, the content you viewed, the links you followed and information about your browser, device, and your IP address. Our Company sometimes shares some limited aspects of this data with third parties for advertising purposes. We may also share online data collected through cookies with our advertising partners. This means that when you visit another website, you may be shown advertising based on your browsing patterns on our website.
| Cookie Key | Domain | Cookie Type | Expiration | Description |
| Persistent cookies | https://goldwynsfinancial.co.uk/ | Session tracking | 30 | null |
| Session cookies or PHPSESSID | https://goldwynsfinancial.co.uk/ | essential | Constant | sometimes referred to as transient cookies, are of a temporary nature, lacking any predefined expiration date. These cookies exclusively retain data pertaining to the user’s actions within a single browsing session. A session is essentially a randomly generated and distinctive identifier allocated when an individual accesses a website. These cookies are temporarily held in memory and automatically deleted upon the closure of the web browser or conclusion of the session. |
How to manage cookies
You can set your browser not to accept cookies, and the above website tells you how to remove cookies from your browser. However, in a few cases, some of our website features may not function as a result.
Privacy policies of other websites
Goldwyns financial Ltd ’s website https://goldwynsfinancial.co.uk/contains links to other websites. Our privacy policy applies only to our website, so if you click on a link to another website, you should read their privacy policy.
Changes to our privacy policy
Our Company keeps its privacy policy under regular review and places any updates on this web page. This privacy policy was last updated on 31.08.23.
How to contact us
If you have any questions about Our Company’s Privacy Policy, the data we hold on to you, or you would like to exercise one of your data protections rights, please do not hesitate to contact us.
Email us at: info@goldwynsfinancial.co.uk
Call us: 02077250438.
Or write to us at: Goldwyn’s, 109 Baker Street W1U 6RP.
How to contact the appropriate authority
Should you wish to report a complaint or if you feel that Our Company has not addressed your concern in a satisfactory manner, you may contact the Information Commissioner’s Office at www.ico.org.uk.
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